Amount
500,000 CNY to CNY
No rate data for this period yet.
Sending 500,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 2,330,043.34 CNY
- Lost vs mid-market
- −3,507.81
- Total cost
- 0.15%
Wise
- Recipient gets
- 2,323,038.93 CNY
- Lost vs mid-market
- −10,512.23
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 2,275,029.59 CNY
- Lost vs mid-market
- −58,521.57
- Total cost
- 2.51%
PayPal
- Recipient gets
- 2,218,273.73 CNY
- Lost vs mid-market
- −115,277.43
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 2,330,043.34 CNY | −3,507.81 | 0.15% |
| Wise | 2,323,038.93 CNY | −10,512.23 | 0.45% |
| Bank wire (SWIFT) | 2,275,029.59 CNY | −58,521.57 | 2.51% |
| PayPal | 2,218,273.73 CNY | −115,277.43 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 111,770 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals