Amount
500,000 HKD to HKD
- Period high
- 10.1922
- 2026-02-10
- Period low
- 9.3947
- 2026-10-01
- Average
- 9.8011
- Daily volatility
- 0.44%
Sending 500,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 4,755,358.2 HKD
- Lost vs mid-market
- −7,152.58
- Total cost
- 0.15%
Wise
- Recipient gets
- 4,741,066.24 HKD
- Lost vs mid-market
- −21,444.55
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 4,643,232.75 HKD
- Lost vs mid-market
- −119,278.04
- Total cost
- 2.50%
PayPal
- Recipient gets
- 4,527,242.75 HKD
- Lost vs mid-market
- −235,268.03
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 4,755,358.2 HKD | −7,152.58 | 0.15% |
| Wise | 4,741,066.24 HKD | −21,444.55 | 0.45% |
| Bank wire (SWIFT) | 4,643,232.75 HKD | −119,278.04 | 2.50% |
| PayPal | 4,527,242.75 HKD | −235,268.03 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 228,115 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals