Amount
1,000,000 HKD to HKD
- Period high
- 10.1922
- 2026-02-10
- Period low
- 9.3947
- 2026-10-01
- Average
- 9.8011
- Daily volatility
- 0.44%
Sending 1,000,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 9,510,725.22 HKD
- Lost vs mid-market
- −14,296.35
- Total cost
- 0.15%
Wise
- Recipient gets
- 9,482,145.73 HKD
- Lost vs mid-market
- −42,875.84
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 9,286,680.76 HKD
- Lost vs mid-market
- −238,340.81
- Total cost
- 2.50%
PayPal
- Recipient gets
- 9,054,485.5 HKD
- Lost vs mid-market
- −470,536.07
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 9,510,725.22 HKD | −14,296.35 | 0.15% |
| Wise | 9,482,145.73 HKD | −42,875.84 | 0.45% |
| Bank wire (SWIFT) | 9,286,680.76 HKD | −238,340.81 | 2.50% |
| PayPal | 9,054,485.5 HKD | −470,536.07 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 456,240 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals