Amount
5,000 CHF to CNY
- Period high
- 9.0538
- 2026-01-29
- Period low
- 8.0267
- 2026-10-01
- Average
- 8.6085
- Daily volatility
- 0.38%
Sending 5,000 CHF: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 40,505.4 CNY
- Lost vs mid-market
- −68.37
- Total cost
- 0.17%
Wise
- Recipient gets
- 40,379.9 CNY
- Lost vs mid-market
- −193.87
- Total cost
- 0.48%
Bank wire (SWIFT)
- Recipient gets
- 39,376.03 CNY
- Lost vs mid-market
- −1,197.74
- Total cost
- 2.95%
PayPal
- Recipient gets
- 38,569.43 CNY
- Lost vs mid-market
- −2,004.34
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 40,505.4 CNY | −68.37 | 0.17% |
| Wise | 40,379.9 CNY | −193.87 | 0.48% |
| Bank wire (SWIFT) | 39,376.03 CNY | −1,197.74 | 2.95% |
| PayPal | 38,569.43 CNY | −2,004.34 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,936 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals