Amount
10,000 CHF to CNY
- Period high
- 9.0538
- 2026-01-29
- Period low
- 8.0267
- 2026-10-01
- Average
- 8.6085
- Daily volatility
- 0.38%
Sending 10,000 CHF: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 81,018.31 CNY
- Lost vs mid-market
- −129.23
- Total cost
- 0.16%
Wise
- Recipient gets
- 80,771.09 CNY
- Lost vs mid-market
- −376.45
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 78,935.45 CNY
- Lost vs mid-market
- −2,212.09
- Total cost
- 2.73%
PayPal
- Recipient gets
- 77,138.85 CNY
- Lost vs mid-market
- −4,008.69
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 81,018.31 CNY | −129.23 | 0.16% |
| Wise | 80,771.09 CNY | −376.45 | 0.46% |
| Bank wire (SWIFT) | 78,935.45 CNY | −2,212.09 | 2.73% |
| PayPal | 77,138.85 CNY | −4,008.69 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3,879 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals