2025-10-202026-10-16
Period high
5.7734
2026-01-30
Period low
5.5025
2026-10-12
Average
5.6309
Daily volatility
0.27%

Sending 50,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    276,688.78 HKD
    Lost vs mid-market
    −424.49
    Total cost
    0.15%
  • Wise

    Recipient gets
    275,853.02 HKD
    Lost vs mid-market
    −1,260.26
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    269,970.17 HKD
    Lost vs mid-market
    −7,143.1
    Total cost
    2.58%
  • PayPal

    Recipient gets
    263,423.88 HKD
    Lost vs mid-market
    −13,689.4
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 13,265 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals