Amount
20,000 HKD to HKD
- Period high
- 5.7734
- 2026-01-30
- Period low
- 5.5025
- 2026-10-12
- Average
- 5.6309
- Daily volatility
- 0.27%
Sending 20,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 110,670.22 HKD
- Lost vs mid-market
- −175.09
- Total cost
- 0.16%
Wise
- Recipient gets
- 110,333.26 HKD
- Lost vs mid-market
- −512.05
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 107,858.91 HKD
- Lost vs mid-market
- −2,986.4
- Total cost
- 2.69%
PayPal
- Recipient gets
- 105,369.55 HKD
- Lost vs mid-market
- −5,475.76
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 110,670.22 HKD | −175.09 | 0.16% |
| Wise | 110,333.26 HKD | −512.05 | 0.46% |
| Bank wire (SWIFT) | 107,858.91 HKD | −2,986.4 | 2.69% |
| PayPal | 105,369.55 HKD | −5,475.76 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 5,301 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals