2025-10-202026-10-16
Period high
5.7734
2026-01-30
Period low
5.5025
2026-10-12
Average
5.6309
Daily volatility
0.27%

Sending 500 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    2,758.16 HKD
    Lost vs mid-market
    −12.98
    Total cost
    0.47%
  • Wise

    Recipient gets
    2,745.42 HKD
    Lost vs mid-market
    −25.72
    Total cost
    0.93%
  • PayPal

    Recipient gets
    2,634.24 HKD
    Lost vs mid-market
    −136.89
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    2,486.58 HKD
    Lost vs mid-market
    −284.55
    Total cost
    10.27%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 272 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals