2025-10-202026-10-16
Period high
5.7734
2026-01-30
Period low
5.5025
2026-10-12
Average
5.6309
Daily volatility
0.27%

Sending 1,000 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    5,525.13 HKD
    Lost vs mid-market
    −17.13
    Total cost
    0.31%
  • Wise

    Recipient gets
    5,504.08 HKD
    Lost vs mid-market
    −38.19
    Total cost
    0.69%
  • PayPal

    Recipient gets
    5,268.48 HKD
    Lost vs mid-market
    −273.79
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    5,188.44 HKD
    Lost vs mid-market
    −353.83
    Total cost
    6.38%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 337 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals