Amount
5,000 CNY to CNY
- Period high
- 1.3874
- 2026-05-06
- Period low
- 1.2577
- 2025-12-29
- Average
- 1.3231
- Daily volatility
- 0.61%
Sending 5,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 6,603.37 CNY
- Lost vs mid-market
- −17.42
- Total cost
- 0.26%
Wise
- Recipient gets
- 6,579.74 CNY
- Lost vs mid-market
- −41.04
- Total cost
- 0.62%
PayPal
- Recipient gets
- 6,293.72 CNY
- Lost vs mid-market
- −327.07
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 6,272.48 CNY
- Lost vs mid-market
- −348.31
- Total cost
- 5.26%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 6,603.37 CNY | −17.42 | 0.26% |
| Wise | 6,579.74 CNY | −41.04 | 0.62% |
| PayPal | 6,293.72 CNY | −327.07 | 4.94% |
| Bank wire (SWIFT) | 6,272.48 CNY | −348.31 | 5.26% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 331 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals