Amount
10,000 CNY to CNY
- Period high
- 1.3874
- 2026-05-06
- Period low
- 1.2577
- 2025-12-29
- Average
- 1.3231
- Daily volatility
- 0.61%
Sending 10,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 13,214.22 CNY
- Lost vs mid-market
- −27.35
- Total cost
- 0.21%
Wise
- Recipient gets
- 13,170.74 CNY
- Lost vs mid-market
- −70.84
- Total cost
- 0.53%
Bank wire (SWIFT)
- Recipient gets
- 12,727.74 CNY
- Lost vs mid-market
- −513.83
- Total cost
- 3.88%
PayPal
- Recipient gets
- 12,587.44 CNY
- Lost vs mid-market
- −654.13
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 13,214.22 CNY | −27.35 | 0.21% |
| Wise | 13,170.74 CNY | −70.84 | 0.53% |
| Bank wire (SWIFT) | 12,727.74 CNY | −513.83 | 3.88% |
| PayPal | 12,587.44 CNY | −654.13 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 627 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals