2025-10-202026-10-19
Period high
4.9361
2026-05-07
Period low
4.5773
2025-11-24
Average
4.7628
Daily volatility
0.42%

Sending 50,000 AUD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    232,997.6 CNY
    Lost vs mid-market
    −357.52
    Total cost
    0.15%
  • Wise

    Recipient gets
    232,293.77 CNY
    Lost vs mid-market
    −1,061.35
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    227,338.45 CNY
    Lost vs mid-market
    −6,016.67
    Total cost
    2.58%
  • PayPal

    Recipient gets
    221,827.37 CNY
    Lost vs mid-market
    −11,527.74
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 11,170 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals