Amount
100,000 AUD to CNY
No rate data for this period yet.
Sending 100,000 AUD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 466,002.68 CNY
- Lost vs mid-market
- −707.55
- Total cost
- 0.15%
Wise
- Recipient gets
- 464,598.79 CNY
- Lost vs mid-market
- −2,111.44
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 454,859.69 CNY
- Lost vs mid-market
- −11,850.55
- Total cost
- 2.54%
PayPal
- Recipient gets
- 443,654.75 CNY
- Lost vs mid-market
- −23,055.49
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 466,002.68 CNY | −707.55 | 0.15% |
| Wise | 464,598.79 CNY | −2,111.44 | 0.45% |
| Bank wire (SWIFT) | 454,859.69 CNY | −11,850.55 | 2.54% |
| PayPal | 443,654.75 CNY | −23,055.49 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 22,348 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals