Amount
500 CNY to CNY
- Period high
- 4.9361
- 2026-05-07
- Period low
- 4.5773
- 2025-11-24
- Average
- 4.7632
- Daily volatility
- 0.42%
Sending 500 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 2,315.38 CNY
- Lost vs mid-market
- −11
- Total cost
- 0.47%
Wise
- Recipient gets
- 2,304.63 CNY
- Lost vs mid-market
- −21.75
- Total cost
- 0.94%
PayPal
- Recipient gets
- 2,211.46 CNY
- Lost vs mid-market
- −114.92
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 2,084.83 CNY
- Lost vs mid-market
- −241.56
- Total cost
- 10.38%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 2,315.38 CNY | −11 | 0.47% |
| Wise | 2,304.63 CNY | −21.75 | 0.94% |
| PayPal | 2,211.46 CNY | −114.92 | 4.94% |
| Bank wire (SWIFT) | 2,084.83 CNY | −241.56 | 10.38% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 231 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals