Amount
200 CNY to CNY
- Period high
- 4.9361
- 2026-05-07
- Period low
- 4.5773
- 2025-11-24
- Average
- 4.7632
- Daily volatility
- 0.42%
Sending 200 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 921.65 CNY
- Lost vs mid-market
- −8.91
- Total cost
- 0.96%
Wise
- Recipient gets
- 915.08 CNY
- Lost vs mid-market
- −15.47
- Total cost
- 1.66%
PayPal
- Recipient gets
- 884.59 CNY
- Lost vs mid-market
- −45.97
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 723.89 CNY
- Lost vs mid-market
- −206.66
- Total cost
- 22.21%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 921.65 CNY | −8.91 | 0.96% |
| Wise | 915.08 CNY | −15.47 | 1.66% |
| PayPal | 884.59 CNY | −45.97 | 4.94% |
| Bank wire (SWIFT) | 723.89 CNY | −206.66 | 22.21% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 198 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals