Amount
20,000 SGD to SGD
- Period high
- 1.3077
- 2025-11-21
- Period low
- 1.2617
- 2026-01-28
- Average
- 1.2825
- Daily volatility
- 0.22%
Sending 20,000 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 25,544.47 SGD
- Lost vs mid-market
- −39.81
- Total cost
- 0.16%
Wise
- Recipient gets
- 25,467 SGD
- Lost vs mid-market
- −117.29
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 24,909.59 SGD
- Lost vs mid-market
- −674.7
- Total cost
- 2.64%
PayPal
- Recipient gets
- 24,320.42 SGD
- Lost vs mid-market
- −1,263.86
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 25,544.47 SGD | −39.81 | 0.16% |
| Wise | 25,467 SGD | −117.29 | 0.46% |
| Bank wire (SWIFT) | 24,909.59 SGD | −674.7 | 2.64% |
| PayPal | 24,320.42 SGD | −1,263.86 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,224 SGD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals