Amount
100,000 USD to SGD
- Period high
- 1.3077
- 2025-11-21
- Period low
- 1.2617
- 2026-01-28
- Average
- 1.2825
- Daily volatility
- 0.22%
Sending 100,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 127,728.12 SGD
- Lost vs mid-market
- −193.32
- Total cost
- 0.15%
Wise
- Recipient gets
- 127,343.64 SGD
- Lost vs mid-market
- −577.81
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 124,688.32 SGD
- Lost vs mid-market
- −3,233.12
- Total cost
- 2.53%
PayPal
- Recipient gets
- 121,602.12 SGD
- Lost vs mid-market
- −6,319.32
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 127,728.12 SGD | −193.32 | 0.15% |
| Wise | 127,343.64 SGD | −577.81 | 0.45% |
| Bank wire (SWIFT) | 124,688.32 SGD | −3,233.12 | 2.53% |
| PayPal | 121,602.12 SGD | −6,319.32 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 6,126 SGD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals