Amount
20,000 USD to RUB
- Period high
- 86.8879
- 2026-09-02
- Period low
- 70.6805
- 2026-05-21
- Average
- 78.9602
- Daily volatility
- 1.07%
Sending 20,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,663,971.88 RUB
- Lost vs mid-market
- −2,593.48
- Total cost
- 0.16%
Wise
- Recipient gets
- 1,658,925.16 RUB
- Lost vs mid-market
- −7,640.2
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 1,622,615.6 RUB
- Lost vs mid-market
- −43,949.76
- Total cost
- 2.64%
PayPal
- Recipient gets
- 1,584,237.03 RUB
- Lost vs mid-market
- −82,328.33
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,663,971.88 RUB | −2,593.48 | 0.16% |
| Wise | 1,658,925.16 RUB | −7,640.2 | 0.46% |
| Bank wire (SWIFT) | 1,622,615.6 RUB | −43,949.76 | 2.64% |
| PayPal | 1,584,237.03 RUB | −82,328.33 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 79,735 RUB on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals