2025-10-202026-10-16
Period high
63.0737
2026-10-15
Period low
57.5611
2026-02-25
Average
60.3810
Daily volatility
0.35%

Sending 5,000 PHP: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    314,297.47 PHP
    Lost vs mid-market
    −543.01
    Total cost
    0.17%
  • Wise

    Recipient gets
    313,317.42 PHP
    Lost vs mid-market
    −1,523.07
    Total cost
    0.48%
  • Bank wire (SWIFT)

    Recipient gets
    305,242.31 PHP
    Lost vs mid-market
    −9,598.18
    Total cost
    3.05%
  • PayPal

    Recipient gets
    299,287.37 PHP
    Lost vs mid-market
    −15,553.12
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 15,010 PHP on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals