Amount
5 USD to PHP
- Period high
- 63.0737
- 2026-10-15
- Period low
- 57.5611
- 2026-02-25
- Average
- 60.3810
- Daily volatility
- 0.35%
Sending 5 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 299.29 PHP
- Lost vs mid-market
- −15.55
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 243.62 PHP
- Lost vs mid-market
- −71.22
- Total cost
- 22.62%
Wise
- Recipient gets
- 207.14 PHP
- Lost vs mid-market
- −107.7
- Total cost
- 34.21%
Bank wire (SWIFT)
- Recipient gets
- 0 PHP
- Lost vs mid-market
- −314.84
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 299.29 PHP | −15.55 | 4.94% |
| USDT on-chain | 243.62 PHP | −71.22 | 22.62% |
| Wise | 207.14 PHP | −107.7 | 34.21% |
| Bank wire (SWIFT) | 0 PHP | −314.84 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 299 PHP on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals