Amount
20 USD to PHP
- Period high
- 63.0737
- 2026-10-15
- Period low
- 57.5611
- 2026-02-25
- Average
- 60.3810
- Daily volatility
- 0.35%
Sending 20 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 1,197.15 PHP
- Lost vs mid-market
- −62.21
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 1,186.72 PHP
- Lost vs mid-market
- −72.64
- Total cost
- 5.77%
Wise
- Recipient gets
- 1,147.41 PHP
- Lost vs mid-market
- −111.95
- Total cost
- 8.89%
Bank wire (SWIFT)
- Recipient gets
- 0 PHP
- Lost vs mid-market
- −1,259.36
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 1,197.15 PHP | −62.21 | 4.94% |
| USDT on-chain | 1,186.72 PHP | −72.64 | 5.77% |
| Wise | 1,147.41 PHP | −111.95 | 8.89% |
| Bank wire (SWIFT) | 0 PHP | −1,259.36 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,197 PHP on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals