2025-10-202026-10-16
Period high
163.91
2026-07-28
Period low
150.76
2025-10-20
Average
157.79
Daily volatility
0.49%

Sending 500,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    78,891,349.15 JPY
    Lost vs mid-market
    −118,692.62
    Total cost
    0.15%
  • Wise

    Recipient gets
    78,654,229.85 JPY
    Lost vs mid-market
    −355,811.92
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    77,030,456.36 JPY
    Lost vs mid-market
    −1,979,585.41
    Total cost
    2.51%
  • PayPal

    Recipient gets
    75,106,945.7 JPY
    Lost vs mid-market
    −3,903,096.06
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 3,784,403 JPY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals