Amount
5,000 USD to JPY
- Period high
- 163.91
- 2026-07-28
- Period low
- 150.76
- 2025-10-20
- Average
- 157.79
- Daily volatility
- 0.49%
Sending 5,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 788,737.71 JPY
- Lost vs mid-market
- −1,362.7
- Total cost
- 0.17%
Wise
- Recipient gets
- 786,278.24 JPY
- Lost vs mid-market
- −3,822.18
- Total cost
- 0.48%
Bank wire (SWIFT)
- Recipient gets
- 766,013.54 JPY
- Lost vs mid-market
- −24,086.87
- Total cost
- 3.05%
PayPal
- Recipient gets
- 751,069.46 JPY
- Lost vs mid-market
- −39,030.96
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 788,737.71 JPY | −1,362.7 | 0.17% |
| Wise | 786,278.24 JPY | −3,822.18 | 0.48% |
| Bank wire (SWIFT) | 766,013.54 JPY | −24,086.87 | 3.05% |
| PayPal | 751,069.46 JPY | −39,030.96 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 37,668 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals