Amount
5 USD to JPY
- Period high
- 163.91
- 2026-07-28
- Period low
- 150.76
- 2025-10-20
- Average
- 157.79
- Daily volatility
- 0.49%
Sending 5 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 751.07 JPY
- Lost vs mid-market
- −39.03
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 611.36 JPY
- Lost vs mid-market
- −178.74
- Total cost
- 22.62%
Wise
- Recipient gets
- 519.81 JPY
- Lost vs mid-market
- −270.29
- Total cost
- 34.21%
Bank wire (SWIFT)
- Recipient gets
- 0 JPY
- Lost vs mid-market
- −790.1
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 751.07 JPY | −39.03 | 4.94% |
| USDT on-chain | 611.36 JPY | −178.74 | 22.62% |
| Wise | 519.81 JPY | −270.29 | 34.21% |
| Bank wire (SWIFT) | 0 JPY | −790.1 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 751 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals