Amount
20,000 JPY to JPY
- Period high
- 163.91
- 2026-07-28
- Period low
- 150.76
- 2025-10-20
- Average
- 157.79
- Daily volatility
- 0.49%
Sending 20,000 JPY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 3,155,483.51 JPY
- Lost vs mid-market
- −4,918.16
- Total cost
- 0.16%
Wise
- Recipient gets
- 3,145,913.13 JPY
- Lost vs mid-market
- −14,488.54
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 3,077,057.27 JPY
- Lost vs mid-market
- −83,344.4
- Total cost
- 2.64%
PayPal
- Recipient gets
- 3,004,277.83 JPY
- Lost vs mid-market
- −156,123.84
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 3,155,483.51 JPY | −4,918.16 | 0.16% |
| Wise | 3,145,913.13 JPY | −14,488.54 | 0.46% |
| Bank wire (SWIFT) | 3,077,057.27 JPY | −83,344.4 | 2.64% |
| PayPal | 3,004,277.83 JPY | −156,123.84 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 151,206 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals