Amount
20 USD to INR
- Period high
- 96.8250
- 2026-05-20
- Period low
- 87.8040
- 2025-10-24
- Average
- 93.1003
- Daily volatility
- 0.34%
Sending 20 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 1,805.47 INR
- Lost vs mid-market
- −93.83
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 1,789.75 INR
- Lost vs mid-market
- −109.55
- Total cost
- 5.77%
Wise
- Recipient gets
- 1,730.46 INR
- Lost vs mid-market
- −168.84
- Total cost
- 8.89%
Bank wire (SWIFT)
- Recipient gets
- 0 INR
- Lost vs mid-market
- −1,899.3
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 1,805.47 INR | −93.83 | 4.94% |
| USDT on-chain | 1,789.75 INR | −109.55 | 5.77% |
| Wise | 1,730.46 INR | −168.84 | 8.89% |
| Bank wire (SWIFT) | 0 INR | −1,899.3 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,805 INR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals