Amount
20,000,000 IDR to IDR
- Period high
- 18150.45
- 2026-06-08
- Period low
- 16562.50
- 2025-10-20
- Average
- 17304.49
- Daily volatility
- 0.31%
Sending 20,000,000 IDR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 360,078,973,430.73 IDR
- Lost vs mid-market
- −540,950,145.21
- Total cost
- 0.15%
Wise
- Recipient gets
- 358,997,103,484.42 IDR
- Lost vs mid-market
- −1,622,820,091.51
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 351,603,930,910.96 IDR
- Lost vs mid-market
- −9,015,992,664.97
- Total cost
- 2.50%
PayPal
- Recipient gets
- 342,805,299,351.28 IDR
- Lost vs mid-market
- −17,814,624,224.65
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 360,078,973,430.73 IDR | −540,950,145.21 | 0.15% |
| Wise | 358,997,103,484.42 IDR | −1,622,820,091.51 | 0.45% |
| Bank wire (SWIFT) | 351,603,930,910.96 IDR | −9,015,992,664.97 | 2.50% |
| PayPal | 342,805,299,351.28 IDR | −17,814,624,224.65 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 17,273,674,079 IDR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals