Amount
20 USD to IDR
- Period high
- 18150.45
- 2026-06-08
- Period low
- 16562.50
- 2025-10-20
- Average
- 17304.49
- Daily volatility
- 0.31%
Sending 20 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 342,805.3 IDR
- Lost vs mid-market
- −17,814.62
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 339,819.15 IDR
- Lost vs mid-market
- −20,800.77
- Total cost
- 5.77%
Wise
- Recipient gets
- 328,561.71 IDR
- Lost vs mid-market
- −32,058.21
- Total cost
- 8.89%
Bank wire (SWIFT)
- Recipient gets
- 0 IDR
- Lost vs mid-market
- −360,619.92
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 342,805.3 IDR | −17,814.62 | 4.94% |
| USDT on-chain | 339,819.15 IDR | −20,800.77 | 5.77% |
| Wise | 328,561.71 IDR | −32,058.21 | 8.89% |
| Bank wire (SWIFT) | 0 IDR | −360,619.92 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 342,805 IDR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals