2025-10-202026-10-16
Period high
7.8484
2026-10-07
Period low
7.7657
2025-11-24
Average
7.8205
Daily volatility
0.04%

Sending 200 USD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    1,558.47 HKD
    Lost vs mid-market
    −11.17
    Total cost
    0.71%
  • Wise

    Recipient gets
    1,549.33 HKD
    Lost vs mid-market
    −20.31
    Total cost
    1.29%
  • PayPal

    Recipient gets
    1,492.1 HKD
    Lost vs mid-market
    −77.54
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    1,315.13 HKD
    Lost vs mid-market
    −254.51
    Total cost
    16.21%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 243 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals