2025-10-202026-10-16
Period high
7.8484
2026-10-07
Period low
7.7657
2025-11-24
Average
7.8205
Daily volatility
0.04%

Sending 2 USD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    14.92 HKD
    Lost vs mid-market
    −0.78
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    6.85 HKD
    Lost vs mid-market
    −8.84
    Total cost
    56.33%
  • Wise

    Recipient gets
    2.38 HKD
    Lost vs mid-market
    −13.32
    Total cost
    84.85%
  • Bank wire (SWIFT)

    Recipient gets
    0 HKD
    Lost vs mid-market
    −15.7
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 15 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals