Amount
100,000 USD to HKD
- Period high
- 7.8484
- 2026-10-07
- Period low
- 7.7657
- 2025-11-24
- Average
- 7.8205
- Daily volatility
- 0.04%
Sending 100,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 783,635.77 HKD
- Lost vs mid-market
- −1,186.05
- Total cost
- 0.15%
Wise
- Recipient gets
- 781,276.88 HKD
- Lost vs mid-market
- −3,544.95
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 764,986.01 HKD
- Lost vs mid-market
- −19,835.82
- Total cost
- 2.53%
PayPal
- Recipient gets
- 746,051.63 HKD
- Lost vs mid-market
- −38,770.2
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 783,635.77 HKD | −1,186.05 | 0.15% |
| Wise | 781,276.88 HKD | −3,544.95 | 0.45% |
| Bank wire (SWIFT) | 764,986.01 HKD | −19,835.82 | 2.53% |
| PayPal | 746,051.63 HKD | −38,770.2 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 37,584 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals