Amount
20,000 EUR to EUR
- Period high
- 0.894694
- 2026-10-07
- Period low
- 0.835143
- 2026-01-28
- Average
- 0.862509
- Daily volatility
- 0.34%
Sending 20,000 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 17,745.38 EUR
- Lost vs mid-market
- −27.66
- Total cost
- 0.16%
Wise
- Recipient gets
- 17,691.56 EUR
- Lost vs mid-market
- −81.48
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 17,304.34 EUR
- Lost vs mid-market
- −468.7
- Total cost
- 2.64%
PayPal
- Recipient gets
- 16,895.05 EUR
- Lost vs mid-market
- −877.99
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 17,745.38 EUR | −27.66 | 0.16% |
| Wise | 17,691.56 EUR | −81.48 | 0.46% |
| Bank wire (SWIFT) | 17,304.34 EUR | −468.7 | 2.64% |
| PayPal | 16,895.05 EUR | −877.99 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 850 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals