Amount
500 USD to CNY
- Period high
- 7.1271
- 2025-11-05
- Period low
- 6.6862
- 2026-10-16
- Average
- 6.8679
- Daily volatility
- 0.13%
Sending 500 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 3,330.58 CNY
- Lost vs mid-market
- −12.53
- Total cost
- 0.37%
Wise
- Recipient gets
- 3,316.78 CNY
- Lost vs mid-market
- −26.33
- Total cost
- 0.79%
PayPal
- Recipient gets
- 3,177.96 CNY
- Lost vs mid-market
- −165.15
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 3,076.13 CNY
- Lost vs mid-market
- −266.98
- Total cost
- 7.99%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 3,330.58 CNY | −12.53 | 0.37% |
| Wise | 3,316.78 CNY | −26.33 | 0.79% |
| PayPal | 3,177.96 CNY | −165.15 | 4.94% |
| Bank wire (SWIFT) | 3,076.13 CNY | −266.98 | 7.99% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 254 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals