Amount
200,000 CNY to CNY
- Period high
- 7.1271
- 2025-11-05
- Period low
- 6.6807
- 2026-10-19
- Average
- 6.8672
- Daily volatility
- 0.13%
Sending 200,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,334,130.84 CNY
- Lost vs mid-market
- −2,011.7
- Total cost
- 0.15%
Wise
- Recipient gets
- 1,330,118.65 CNY
- Lost vs mid-market
- −6,023.89
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 1,302,556.18 CNY
- Lost vs mid-market
- −33,586.35
- Total cost
- 2.51%
PayPal
- Recipient gets
- 1,270,137.1 CNY
- Lost vs mid-market
- −66,005.44
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,334,130.84 CNY | −2,011.7 | 0.15% |
| Wise | 1,330,118.65 CNY | −6,023.89 | 0.45% |
| Bank wire (SWIFT) | 1,302,556.18 CNY | −33,586.35 | 2.51% |
| PayPal | 1,270,137.1 CNY | −66,005.44 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 63,994 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals