2025-10-202026-10-16
Period high
7.1271
2025-11-05
Period low
6.6862
2026-10-16
Average
6.8679
Daily volatility
0.13%

Sending 10,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    66,754.36 CNY
    Lost vs mid-market
    −107.81
    Total cost
    0.16%
  • Wise

    Recipient gets
    66,550 CNY
    Lost vs mid-market
    −312.17
    Total cost
    0.47%
  • Bank wire (SWIFT)

    Recipient gets
    65,007.22 CNY
    Lost vs mid-market
    −1,854.95
    Total cost
    2.77%
  • PayPal

    Recipient gets
    63,559.18 CNY
    Lost vs mid-market
    −3,302.99
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 3,195 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals