Amount
20,000 USD to CHF
- Period high
- 0.835281
- 2026-10-01
- Period low
- 0.767025
- 2026-02-10
- Average
- 0.798217
- Daily volatility
- 0.44%
Sending 20,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 16,453.52 CHF
- Lost vs mid-market
- −25.64
- Total cost
- 0.16%
Wise
- Recipient gets
- 16,403.61 CHF
- Lost vs mid-market
- −75.55
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 16,044.58 CHF
- Lost vs mid-market
- −434.58
- Total cost
- 2.64%
PayPal
- Recipient gets
- 15,665.09 CHF
- Lost vs mid-market
- −814.07
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 16,453.52 CHF | −25.64 | 0.16% |
| Wise | 16,403.61 CHF | −75.55 | 0.46% |
| Bank wire (SWIFT) | 16,044.58 CHF | −434.58 | 2.64% |
| PayPal | 15,665.09 CHF | −814.07 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 788 CHF on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals