Amount
5,000 USD to CAD
- Period high
- 1.4262
- 2026-10-12
- Period low
- 1.3524
- 2026-01-29
- Average
- 1.3891
- Daily volatility
- 0.27%
Sending 5,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 7,068.12 CAD
- Lost vs mid-market
- −12.21
- Total cost
- 0.17%
Wise
- Recipient gets
- 7,046.08 CAD
- Lost vs mid-market
- −34.25
- Total cost
- 0.48%
Bank wire (SWIFT)
- Recipient gets
- 6,864.48 CAD
- Lost vs mid-market
- −215.85
- Total cost
- 3.05%
PayPal
- Recipient gets
- 6,730.57 CAD
- Lost vs mid-market
- −349.77
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 7,068.12 CAD | −12.21 | 0.17% |
| Wise | 7,046.08 CAD | −34.25 | 0.48% |
| Bank wire (SWIFT) | 6,864.48 CAD | −215.85 | 3.05% |
| PayPal | 6,730.57 CAD | −349.77 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 338 CAD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals