2025-10-202026-10-16
Period high
1.4262
2026-10-12
Period low
1.3524
2026-01-29
Average
1.3891
Daily volatility
0.27%

Sending 5,000 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    7,068.12 CAD
    Lost vs mid-market
    −12.21
    Total cost
    0.17%
  • Wise

    Recipient gets
    7,046.08 CAD
    Lost vs mid-market
    −34.25
    Total cost
    0.48%
  • Bank wire (SWIFT)

    Recipient gets
    6,864.48 CAD
    Lost vs mid-market
    −215.85
    Total cost
    3.05%
  • PayPal

    Recipient gets
    6,730.57 CAD
    Lost vs mid-market
    −349.77
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 338 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals