2025-10-202026-10-16
Period high
1.4262
2026-10-12
Period low
1.3524
2026-01-29
Average
1.3891
Daily volatility
0.27%

Sending 2 USD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    2.69 CAD
    Lost vs mid-market
    −0.14
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    1.24 CAD
    Lost vs mid-market
    −1.6
    Total cost
    56.33%
  • Wise

    Recipient gets
    0.43 CAD
    Lost vs mid-market
    −2.4
    Total cost
    84.85%
  • Bank wire (SWIFT)

    Recipient gets
    0 CAD
    Lost vs mid-market
    −2.83
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 3 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals