2025-10-202026-10-16
Period high
1.4262
2026-10-12
Period low
1.3524
2026-01-29
Average
1.3891
Daily volatility
0.27%

Sending 100,000 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    141,392.68 CAD
    Lost vs mid-market
    −214
    Total cost
    0.15%
  • Wise

    Recipient gets
    140,967.06 CAD
    Lost vs mid-market
    −639.62
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    138,027.67 CAD
    Lost vs mid-market
    −3,579.01
    Total cost
    2.53%
  • PayPal

    Recipient gets
    134,611.31 CAD
    Lost vs mid-market
    −6,995.37
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 6,781 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals