2025-10-202026-10-16
Period high
1.5515
2025-11-21
Period low
1.3780
2026-05-07
Average
1.4427
Daily volatility
0.49%

Sending 5,000 USD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    7,172.8 AUD
    Lost vs mid-market
    −12.39
    Total cost
    0.17%
  • Wise

    Recipient gets
    7,150.44 AUD
    Lost vs mid-market
    −34.76
    Total cost
    0.48%
  • Bank wire (SWIFT)

    Recipient gets
    6,966.15 AUD
    Lost vs mid-market
    −219.05
    Total cost
    3.05%
  • PayPal

    Recipient gets
    6,830.25 AUD
    Lost vs mid-market
    −354.95
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 343 AUD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals