2025-10-202026-10-16
Period high
1.5515
2025-11-21
Period low
1.3780
2026-05-07
Average
1.4427
Daily volatility
0.49%

Sending 5 USD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    6.83 AUD
    Lost vs mid-market
    −0.35
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    5.56 AUD
    Lost vs mid-market
    −1.63
    Total cost
    22.62%
  • Wise

    Recipient gets
    4.73 AUD
    Lost vs mid-market
    −2.46
    Total cost
    34.21%
  • Bank wire (SWIFT)

    Recipient gets
    0 AUD
    Lost vs mid-market
    −7.19
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 7 AUD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals