2025-10-202026-10-16
Period high
0.023855
2025-10-27
Period low
0.020191
2026-10-16
Average
0.022158
Daily volatility
0.10%

Sending 5,000 USD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    99.68 USD
    Lost vs mid-market
    −1.28
    Total cost
    1.26%
  • Wise

    Recipient gets
    98.81 USD
    Lost vs mid-market
    −2.14
    Total cost
    2.12%
  • PayPal

    Recipient gets
    95.97 USD
    Lost vs mid-market
    −4.99
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    71 USD
    Lost vs mid-market
    −29.95
    Total cost
    29.67%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 29 USD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals