Amount
500 USD to USD
- Period high
- 0.023855
- 2025-10-27
- Period low
- 0.020191
- 2026-10-16
- Average
- 0.022158
- Daily volatility
- 0.10%
Sending 500 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 9.6 USD
- Lost vs mid-market
- −0.5
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 8.96 USD
- Lost vs mid-market
- −1.14
- Total cost
- 11.28%
Wise
- Recipient gets
- 8.36 USD
- Lost vs mid-market
- −1.73
- Total cost
- 17.17%
Bank wire (SWIFT)
- Recipient gets
- 0 USD
- Lost vs mid-market
- −10.1
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 9.6 USD | −0.5 | 4.94% |
| USDT on-chain | 8.96 USD | −1.14 | 11.28% |
| Wise | 8.36 USD | −1.73 | 17.17% |
| Bank wire (SWIFT) | 0 USD | −10.1 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 10 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals