Amount
200,000 CNY to CNY
- Period high
- 0.169775
- 2025-10-20
- Period low
- 0.134821
- 2026-10-19
- Average
- 0.152247
- Daily volatility
- 0.15%
Sending 200,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 26,916.24 CNY
- Lost vs mid-market
- −47.93
- Total cost
- 0.18%
Wise
- Recipient gets
- 26,831.58 CNY
- Lost vs mid-market
- −132.59
- Total cost
- 0.49%
Bank wire (SWIFT)
- Recipient gets
- 26,107.28 CNY
- Lost vs mid-market
- −856.89
- Total cost
- 3.18%
PayPal
- Recipient gets
- 25,632.14 CNY
- Lost vs mid-market
- −1,332.03
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 26,916.24 CNY | −47.93 | 0.18% |
| Wise | 26,831.58 CNY | −132.59 | 0.49% |
| Bank wire (SWIFT) | 26,107.28 CNY | −856.89 | 3.18% |
| PayPal | 25,632.14 CNY | −1,332.03 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,284 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals