Amount
1,000,000 CNY to CNY
- Period high
- 0.169775
- 2025-10-20
- Period low
- 0.134821
- 2026-10-19
- Average
- 0.152247
- Daily volatility
- 0.15%
Sending 1,000,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 134,611.14 CNY
- Lost vs mid-market
- −209.72
- Total cost
- 0.16%
Wise
- Recipient gets
- 134,202.91 CNY
- Lost vs mid-market
- −617.94
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 131,267.54 CNY
- Lost vs mid-market
- −3,553.31
- Total cost
- 2.64%
PayPal
- Recipient gets
- 128,160.71 CNY
- Lost vs mid-market
- −6,660.15
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 134,611.14 CNY | −209.72 | 0.16% |
| Wise | 134,202.91 CNY | −617.94 | 0.46% |
| Bank wire (SWIFT) | 131,267.54 CNY | −3,553.31 | 2.64% |
| PayPal | 128,160.71 CNY | −6,660.15 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 6,450 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals