Amount
20,000 EUR to EUR
- Period high
- 0.027508
- 2026-01-19
- Period low
- 0.025927
- 2026-07-22
- Average
- 0.026573
- Daily volatility
- 0.35%
Sending 20,000 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 529.2 EUR
- Lost vs mid-market
- −1.79
- Total cost
- 0.34%
Wise
- Recipient gets
- 527.11 EUR
- Lost vs mid-market
- −3.89
- Total cost
- 0.73%
PayPal
- Recipient gets
- 504.77 EUR
- Lost vs mid-market
- −26.23
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 493.35 EUR
- Lost vs mid-market
- −37.65
- Total cost
- 7.09%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 529.2 EUR | −1.79 | 0.34% |
| Wise | 527.11 EUR | −3.89 | 0.73% |
| PayPal | 504.77 EUR | −26.23 | 4.94% |
| Bank wire (SWIFT) | 493.35 EUR | −37.65 | 7.09% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 36 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals