Amount
500 CNY to CNY
- Period high
- 0.225942
- 2025-12-24
- Period low
- 0.198970
- 2026-10-08
- Average
- 0.211655
- Daily volatility
- 0.41%
Sending 500 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 94.63 CNY
- Lost vs mid-market
- −4.92
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 91.91 CNY
- Lost vs mid-market
- −7.64
- Total cost
- 7.67%
Wise
- Recipient gets
- 87.85 CNY
- Lost vs mid-market
- −11.7
- Total cost
- 11.75%
Bank wire (SWIFT)
- Recipient gets
- 0 CNY
- Lost vs mid-market
- −99.55
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 94.63 CNY | −4.92 | 4.94% |
| USDT on-chain | 91.91 CNY | −7.64 | 7.67% |
| Wise | 87.85 CNY | −11.7 | 11.75% |
| Bank wire (SWIFT) | 0 CNY | −99.55 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 95 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals