Amount
20,000 THB to CNY
- Period high
- 0.225942
- 2025-12-24
- Period low
- 0.198970
- 2026-10-08
- Average
- 0.211705
- Daily volatility
- 0.41%
Sending 20,000 THB: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 3,988.4 CNY
- Lost vs mid-market
- −13.52
- Total cost
- 0.34%
Wise
- Recipient gets
- 3,972.62 CNY
- Lost vs mid-market
- −29.29
- Total cost
- 0.73%
PayPal
- Recipient gets
- 3,804.22 CNY
- Lost vs mid-market
- −197.69
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 3,718.47 CNY
- Lost vs mid-market
- −283.45
- Total cost
- 7.08%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 3,988.4 CNY | −13.52 | 0.34% |
| Wise | 3,972.62 CNY | −29.29 | 0.73% |
| PayPal | 3,804.22 CNY | −197.69 | 4.94% |
| Bank wire (SWIFT) | 3,718.47 CNY | −283.45 | 7.08% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 270 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals