Amount
100 CNY to CNY
- Period high
- 0.225942
- 2025-12-24
- Period low
- 0.198970
- 2026-10-08
- Average
- 0.211655
- Daily volatility
- 0.41%
Sending 100 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 18.93 CNY
- Lost vs mid-market
- −0.98
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 12.39 CNY
- Lost vs mid-market
- −7.52
- Total cost
- 37.76%
Wise
- Recipient gets
- 8.57 CNY
- Lost vs mid-market
- −11.34
- Total cost
- 56.95%
Bank wire (SWIFT)
- Recipient gets
- 0 CNY
- Lost vs mid-market
- −19.91
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 18.93 CNY | −0.98 | 4.94% |
| USDT on-chain | 12.39 CNY | −7.52 | 37.76% |
| Wise | 8.57 CNY | −11.34 | 56.95% |
| Bank wire (SWIFT) | 0 CNY | −19.91 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 19 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals